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      <image:title>News Updates - Significant number of trusts still to register on TRS before September deadline - Make it stand out</image:title>
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      <image:title>Who are we?</image:title>
      <image:caption>Our Founder Michael McCready has over 40 years experience in Banking, Financial Services, Property and Trust and Estate Planning. He worked for many years for major Financial Institutions and Estate Planning companies and has taken this education and experience to use to his clients advantage, helping them to protect their assets against the threats of Divorce, Bankruptcy and Long Term Care costs. Today he works closely with one of Northern Ireland’s most respected law firms to ensure that clients receive the latest version of bespoke legal documents when required and he provides expert advice on Wills, Trusts and Estate Planning to families and businesses throughout Northern Ireland. In recent years, he has become increasingly involved in helping families with the Probate process following the death of a loved one and is passionate about providing a friendly, sympathetic and professional service during such a difficult time. Michael is a member of STEP (The Society of Trust and Estate Practitioners).</image:caption>
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    <loc>https://www.probateni.com/why-use-probateni</loc>
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    <lastmod>2021-01-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fbce73fdf50584267653296/1607099411983-E2V0GR7H5R2S2H02YFC9/image-asset.jpeg</image:loc>
      <image:title>Why Use ProbateNI? - What does an Executor do?</image:title>
      <image:caption>The role of an Executor is one of great responsibility, with a degree of complexity that increases in relation to larger estates. At ProbateNI, we recognise that Executors will need a helping hand at times, especially if they themselves are grieving. Unlike most legal professionals, we do not charge an hourly rate for any work that we undertake on behalf of the Executors. Instead we offer a fixed-price service, which keeps the overall administration costs down, and enables a greater proportion of the estate to be allocated to the deceased’s beneficiaries.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fbce73fdf50584267653296/1607100039191-9WXXWFBOHNTXF9KC3C9Z/image-asset.jpeg</image:loc>
      <image:title>Why Use ProbateNI? - Pitfalls for YOU as Executor</image:title>
      <image:caption>Anyone who agrees to act as an Executor should be aware of their personal liability. People often underestimate the huge responsibility of being an Executor and the personal liability it brings if things go wrong. Below are a few common pitfalls Executors may fall into and should serve as a warning to anyone contemplating administering an estate without obtaining professional advice. Paying Tax - Executors have the personal responsibility of paying any tax due by the estate and to complete tax returns covering the administrative period. Unnecessary Delay - If a loss occurs because the Executor acted too slowly they may be personally liable to the estate for the loss. Examples would be selling a property which falls in value or failure to pay a debt leading to additional interest or penalty charges. Not an easy job - Our advice would be to consider carefully whether you have the necessary time and expertise to take on the role of an Executor.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Why Use ProbateNI? - What are the benefits? We are Local Bespoke Service for N. Ireland Sympathetic, friendly approach Stress-free Probate process Fair and Transparent Fixed Fees</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.probateni.com/executor-services</loc>
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    <lastmod>2020-12-04</lastmod>
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      <image:title>Executor Services</image:title>
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  </url>
  <url>
    <loc>https://www.probateni.com/wills</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-12-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fbce73fdf50584267653296/1606838406325-78W72CG4ODVU87IZVAEG/ProbateNI+will</image:loc>
      <image:title>Wills - Making a Will can be one of those things that you easily put off, however, it’s a really important document to ensure that your estate is dealt with as you would wish and your loved ones are protected after you die.</image:title>
      <image:caption>Your will tells everyone what should happen to your money, possessions and property after you die. If you don’t leave a will, the law decides how your estate is passed on – and this might not be in line with your wishes.</image:caption>
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  <url>
    <loc>https://www.probateni.com/family-trusts</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-01-11</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5fbce73fdf50584267653296/1607091950684-0GL8PNQGWXPWHP7QI6YO/image-asset.jpeg</image:loc>
      <image:title>Family Trusts</image:title>
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  <url>
    <loc>https://www.probateni.com/asset-protection</loc>
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    <priority>0.75</priority>
    <lastmod>2020-12-28</lastmod>
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      <image:title>Asset Protection</image:title>
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  <url>
    <loc>https://www.probateni.com/enduring-powers-of-attorney</loc>
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    <lastmod>2021-01-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fbce73fdf50584267653296/1609160124562-75FW3KB87AT45K7L6HAW/image-asset.jpeg</image:loc>
      <image:title>Enduring Powers of Attorney</image:title>
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  <url>
    <loc>https://www.probateni.com/digital-asset-protection</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-12-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fbce73fdf50584267653296/1606831280139-4WM3BPNITZA26U3OV88A/clifford-photography-TekPZz1YP3A-unsplash.jpg</image:loc>
      <image:title>Digital Asset Protection - At present there is no legal definition of Digital Assets in the UK, but it is generally taken to include everything from email accounts, to social media and photographs stored online, as well as cryptocurrencies such as Bitcoin. However, many of the clients we speak to are uncertain as to which assets could be handed on to their heirs, and which are simply licences that expire on death.</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fbce73fdf50584267653296/1606832204341-MKF6E7FQ1KHM1IQX3I9R/Social%2BMedia%2BAccounts</image:loc>
      <image:title>Digital Asset Protection - We at ProbateNI feel it is vital to mention Digital Assets in your Will to ensure that they are passed on as you would wish. We have developed a unique system that makes sure your confidential and sensitive information, such as passwords or other security codes, cannot be accessed by any one individual or beneficiary. Keeping an inventory of Digital Assets and updating it regularly is important and enabling family to access accounts, particularly email, is vital in ensuring that no assets are lost on death. The challenge is to do this securely and legally.</image:title>
      <image:caption>“We all probably realise that digital assets have crept up on us. A generation ago books were stored on shelves, photographs in albums and shareholdings were recorded in paper certificates. That is now no longer the case…….”</image:caption>
    </image:image>
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      <image:title>Specialist Bank Accounts</image:title>
    </image:image>
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    <lastmod>2021-01-09</lastmod>
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      <image:title>All the Pitfalls of being an Executor</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fbce73fdf50584267653296/1607102183441-QYQBGHDEX7ABRX2H25B9/image-asset.jpeg</image:loc>
      <image:title>All the Pitfalls of being an Executor</image:title>
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